[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"glossary-friends-and-family":3},{"slug":4,"term":5,"short":6,"definition":7,"example":8,"related":9,"category":22,"url":23,"updatedAt":24},"friends-and-family","Friends & Family (F&F)","A PayPal payment type with NO buyer protection — a common way scammers ask to be paid because the charge cannot be disputed.","\"Friends & Family (F&F)\" refers to a specific payment option within PayPal that is intended for transfers between individuals who know and trust each other. Crucially, this payment type offers no buyer protection. This means that if a transaction goes wrong, such as not receiving the promised digital goods, you cannot dispute the payment with PayPal.\n\nFor buyers, a seller requesting payment via F&F is a significant red flag. Scammers often push for this method because it effectively locks your funds, making it nearly impossible to recover them if you are defrauded. Always insist on payment methods that provide recourse, such as PayPal's \"Goods & Services\" option, which allows for disputes and potential refunds. Sellers should also be aware that accepting F&F payments can sometimes lead to account issues with PayPal if it's perceived as business activity.\n\nWhen encountering a seller who insists on F&F, it is a strong indicator of potential risk. Prioritize your security by choosing sellers who offer standard, protected payment methods. This helps prevent situations where you might fall victim to an [exit-scam](\u002Fblog\u002Fglossary\u002Fexit-scam) or other fraudulent activity.","Never agree to pay for digital goods using the \"Friends & Family\" option on PayPal, as it offers no protection against scams.",[10,14,18],{"slug":11,"term":12,"url":13},"goods-and-services","Goods & Services (G&S)","\u002Fblog\u002Fglossary\u002Fgoods-and-services",{"slug":15,"term":16,"url":17},"exit-scam","Exit Scam","\u002Fblog\u002Fglossary\u002Fexit-scam",{"slug":19,"term":20,"url":21},"chargeback","Chargeback","\u002Fblog\u002Fglossary\u002Fchargeback",null,"\u002Fblog\u002Fglossary\u002Ffriends-and-family","2026-07-14T15:23:24.615Z"]